Lot Area: 100 sq.m
Floor Area: 38.48 sq.m
Floor Area: 38.48 sq.m
2 Bedrooms, 1 Toilet & Bath
Living & Dining Area, Kitchen
Package Price: Php 850,000 (excluded of Transfer of Title Fee).
Reservation Fee: Php 20,000
Mode of Payments:
1.) PAG-IBIG HOUSING FUNDS
* Computation # 1 (C1)
- Equity (6 mos. to pay @ 0% interest) : Php 30,000
- monthly amortization: Php 5,000
- Loanable Amount: Php 800,000
TERMS Monthly Amortization Required Net Income
15 yrs. @ 8.5% interest Php 7,877.92 20,194.79
20 yrs. @ 8.5% interest Php 6,942.59 17,856.46
25 yrs. @ 8.5% interest Php 6,441.82 16,604.54
30 yrs. @ 8.5% interest Php 6,151.31 15,878.27
* Computation # 2 (C2)
- Equity (6 mos. to pay @ 0% interest) : Php 80,000
- monthly amortization: Php 13,333.33
- Loanable Amount: Php 750,000
TERMS Monthly Amortization
15 yrs. @ 7% interest Php 6,741.21
20 yrs. @ 7% interest Php 5,814.74
25 yrs. @ 7% interest Php 5,300.84
30 yrs. @ 7% interest Php 4,989.77
2.) SPOT CASH or DEFFERED CASH
* Spot Cash (30 days) less 3%
- Price: Php 824,500
* Deffered Cash ( 3 months) less 2%
- Price: Php 833,000
- Monthly Amortization: Php 277,666.67
3.) IN-HOUSE FINANCING (20% Down payment)
* 20% Downpayment : Php 170,000
* Less Reservation Fee (Php 20,000): Php 150,000
- Monthly Amortization: Php 12,500 (12 months to pay @ 0% interest)
* 80% Balance (payment start @ 1 month after Down payment) : Php 680,000
TERMS Monthly Amortization
1 yr. @ 0% interest Php 56,666.67
2 yrs. @ 14% interest Php 32,648.76
3 yrs. @ 16% interest Php 23,906.78
4 yrs. @ 18% interest Php 19,974.99
5 yrs. @ 20% interest Php 18,015.84
10 yrs. @ 24% interest Php 14,992.71
4.) BANK FINANCING (30% Down payment)
* 30% Downpayment : Php 255,000
* Less Reservation Fee (Php 20,000): Php 235,000
- Monthly Amortization: Php 39,166.67 (6 months to pay @ 0% interest)
* 70% Balance (payment start @ 1 month after Down payment) : Php 595,000
TERMS Monthly Amortization
5 yrs. @ 10.25% interest Php 12,715.31
10 yrs. @ 11.50% interest Php 8,365.43
15 yrs. @ 12.125% interest Php 7,188.92
1.) PAG-IBIG HOUSING FUNDS
* Computation # 1 (C1)
- Equity (6 mos. to pay @ 0% interest) : Php 30,000
- monthly amortization: Php 5,000
- Loanable Amount: Php 800,000
TERMS Monthly Amortization Required Net Income
15 yrs. @ 8.5% interest Php 7,877.92 20,194.79
20 yrs. @ 8.5% interest Php 6,942.59 17,856.46
25 yrs. @ 8.5% interest Php 6,441.82 16,604.54
30 yrs. @ 8.5% interest Php 6,151.31 15,878.27
* Computation # 2 (C2)
- Equity (6 mos. to pay @ 0% interest) : Php 80,000
- monthly amortization: Php 13,333.33
- Loanable Amount: Php 750,000
TERMS Monthly Amortization
15 yrs. @ 7% interest Php 6,741.21
20 yrs. @ 7% interest Php 5,814.74
25 yrs. @ 7% interest Php 5,300.84
30 yrs. @ 7% interest Php 4,989.77
2.) SPOT CASH or DEFFERED CASH
* Spot Cash (30 days) less 3%
- Price: Php 824,500
* Deffered Cash ( 3 months) less 2%
- Price: Php 833,000
- Monthly Amortization: Php 277,666.67
3.) IN-HOUSE FINANCING (20% Down payment)
* 20% Downpayment : Php 170,000
* Less Reservation Fee (Php 20,000): Php 150,000
- Monthly Amortization: Php 12,500 (12 months to pay @ 0% interest)
* 80% Balance (payment start @ 1 month after Down payment) : Php 680,000
TERMS Monthly Amortization
1 yr. @ 0% interest Php 56,666.67
2 yrs. @ 14% interest Php 32,648.76
3 yrs. @ 16% interest Php 23,906.78
4 yrs. @ 18% interest Php 19,974.99
5 yrs. @ 20% interest Php 18,015.84
10 yrs. @ 24% interest Php 14,992.71
4.) BANK FINANCING (30% Down payment)
* 30% Downpayment : Php 255,000
* Less Reservation Fee (Php 20,000): Php 235,000
- Monthly Amortization: Php 39,166.67 (6 months to pay @ 0% interest)
* 70% Balance (payment start @ 1 month after Down payment) : Php 595,000
TERMS Monthly Amortization
5 yrs. @ 10.25% interest Php 12,715.31
10 yrs. @ 11.50% interest Php 8,365.43
15 yrs. @ 12.125% interest Php 7,188.92
